{"id":4895,"date":"2024-08-08T15:02:46","date_gmt":"2024-08-08T15:02:46","guid":{"rendered":"https:\/\/technoghyan.com\/economy-real-estate-loans-fell-by-36-in-6-months\/"},"modified":"2024-10-25T16:51:26","modified_gmt":"2024-10-25T16:51:26","slug":"economy-real-estate-loans-fell-by-36-in-6-months","status":"publish","type":"post","link":"https:\/\/hindideep.org\/economy-real-estate-loans-fell-by-36-in-6-months\/","title":{"rendered":"Economy: Real estate loans fell by 36% in 6 months."},"content":{"rendered":"<p><\/p>\n<p>\n<span class=\"block md:inline ml-1\"><br \/>\n<span class=\"published_at\">17:02 \u25aa<\/span><br \/>\n<span class=\"read_in\">3<\/span><br \/>\n<span class=\"read_in_text\">min reading \u25aa acc<\/span><br \/>\n<span class=\"obfuscated-link hover:text-primary-color wrote_by\" data-href=\"https:\/\/www.cointribune.com\/author\/arielarasoanjanahary\/\">Ariela R.<\/span><br \/>\n<\/span>\n<\/p>\n<div>\n<p>The real estate loan market in France suffered a major shock in the first half of 2024.  The data shows 36% of new loans.  This decline reflects the tight economic situation where interest rates, while falling slightly, have not been enough to revive the market.  More details in the following paragraphs!<\/p>\n<div class=\"thumbnail post-cover-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.cointribune.com\/app\/uploads\/2024\/08\/economie-1024x683.png\" srcset=\"https:\/\/www.cointribune.com\/app\/uploads\/2024\/08\/economie-1024x683.png 1024w, https:\/\/www.cointribune.com\/app\/uploads\/2024\/08\/economie-300x200.png 300w, https:\/\/www.cointribune.com\/app\/uploads\/2024\/08\/economie-768x512.png 768w, https:\/\/www.cointribune.com\/app\/uploads\/2024\/08\/economie.png 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" class=\"post-cover-image--img\" alt=\"Economic news\"\/><\/div>\n<figure class=\"wp-block-embed is-type-rich is-provider-twitter wp-block-embed-twitter\"><figcaption class=\"wp-element-caption\">Falling real estate loans: A threat to the French economy<\/figcaption><\/figure>\n<h2 id=\"h-credit-immobilier-francais-au-plus-bas-depuis-10-ans\">French real estate lending is the lowest in 10 years<\/h2>\n<p>Even today, the French real estate market is trying to recover.  The total volume of new housing loans without renegotiations amounted to <strong>47.3 billion euros between January and June<\/strong>.  This represents a year-on-year decrease of 36%.  This is the lowest level since 2014.<\/p>\n<p>Despite interest rates being slightly more favorable for borrowers, households are struggling to acquire property.  These last ones passed <strong>from 4.17% in January to 3.70% in June<\/strong> The purchasing power of the French has been hit hard, with rates almost 2.5 times higher than in the first quarter of 2022.<\/p>\n<h2 id=\"h-un-marche-immobilier-au-ralenti-quels-impacts-sur-l-economie-francaise\">Slowing property market: What is the impact on the French economy?<\/h2>\n<p>In this context, those interested in real estate do not flock.  The main brake remains <strong>still high real estate prices<\/strong>despite slight signs of falling interest rates.  Banks and brokers also believe that the market is constrained by certain rules issued by the High Financial Stability Board (HCSF).<\/p>\n<p>THE <strong>the political context of the month of June<\/strong> added a degree of uncertainty and a wait-and-see approach to households.  Only a few signs of a timid recovery are discernible, with the volume of new housing loans in June amounting to \u20ac8.6 billion.  This is the second best month of the year.<\/p>\n<p class=\"post-conclusion\">Despite some signs of recovery in June, the mortgage market remains in trouble.  Overall, the quiet summer months could make matters worse.  Hope for a permanent recovery appears to be a fundamental stabilization of the economy and a drop in real estate prices.<\/p>\n<div class=\"block-text-end-article\">\n<p>Maximize your Cointribune experience with our &#8220;Read and Earn&#8221; program!  Earn points for every article you read and get access to exclusive rewards.  Register now and start reaping the benefits.<\/p>\n<p>Join the &#8220;Read and Earn&#8221; program.<\/div>\n<div class=\"mt-10 bg-gray-100 dark:bg-gray-600 p-6\">\n<div>\n<div class=\"flex flex-col md:flex-row\">\n<div class=\"flex mx-auto sm:mr-10 sm:ml-0 sm:my-0 items-center\">\n<div class=\"rounded-full overflow-hidden h-(40px) w-(40px) md:h-(60px) md:w-(60px)\">\n<img loading=\"lazy\" decoding=\"async\" alt=\"Ariela R. avatar\" class=\"w-full h-full wrote_by_image\" width=\"80\" height=\"80\" src=\"https:\/\/www.cointribune.com\/app\/uploads\/2024\/07\/ariela-2-150x150.png\"\/><noscript><img loading=\"lazy\" decoding=\"async\" alt=\"Ariela R. avatar\" class=\"w-full h-full wrote_by_image\" width=\"80\" height=\"80\" src=\"https:\/\/www.cointribune.com\/app\/uploads\/2024\/07\/ariela-2-150x150.png\"\/><\/noscript>\n<\/div>\n<p><span class=\"title !text-primary-color font-bold text-2xl mx-2 align-middle wrote_by obfuscated-link\" data-href=\"https:\/\/www.cointribune.com\/author\/arielarasoanjanahary\/\">Ariela R.<\/span>\n<\/div>\n<\/div>\n<div>\n<div class=\"mt-2 text-max-3-rows\">\n<p class=\"text-gray-500 dark:!text-gray-200 !p-0 text-sm md:text-base wrote_by_description\">My name is Ariela and I am 31 years old.  I have been working in the field of web development for 7 years.  I only discovered trading and cryptocurrencies a few years ago.  But it&#8217;s the universe that interests me a lot.  And the topics covered within the platform allow me to learn more.  A singer in my spare time, I also have a great passion for music and reading (and animals!)<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div>\n<p>DISCLAIMER OF LIABILITY<\/p>\n<p class=\"italic text-base\">The comments and opinions expressed in this article are solely those of the author and should not be considered investment advice.  Before making any investment decision, do your own research.<\/p>\n<\/div>\n<p><script type=\"rocketlazyloadscript\">\n        function launch_facebook_pixel() {\n            !function(f,b,e,v,n,t,s)\n            {if(f.fbq)return;n=f.fbq=function(){n.callMethod?\n                n.callMethod.apply(n,arguments):n.queue.push(arguments)};\n                if(!f._fbq)f._fbq=n;n.push=n;n.loaded=!0;n.version='2.0';\n                n.queue=();t=b.createElement(e);t.async=!0;\n                t.src=v;s=b.getElementsByTagName(e)(0);\n                s.parentNode.insertBefore(t,s)}(window,document,'script',\n                'https:\/\/connect.facebook.net\/en_US\/fbevents.js');\n            fbq('init', '712914244332113');\n            fbq('track', 'PageView');        }<\/p>\n<p>        function launch_google_analytics() {\n            var el = document.createElement('script');\n            el.setAttribute('type', 'text\/javascript');\n            el.setAttribute('async', true);\n            el.setAttribute('src', '\/\/www.googletagmanager.com\/gtag\/js?id=G-MCDLS7NHBD');\n            document.body.append(el); 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The real estate loan market in France suffered a major shock [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":5002,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[4],"tags":[],"class_list":["post-4895","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-crypto-currency"],"_links":{"self":[{"href":"https:\/\/hindideep.org\/wp-json\/wp\/v2\/posts\/4895","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hindideep.org\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hindideep.org\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hindideep.org\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/hindideep.org\/wp-json\/wp\/v2\/comments?post=4895"}],"version-history":[{"count":1,"href":"https:\/\/hindideep.org\/wp-json\/wp\/v2\/posts\/4895\/revisions"}],"predecessor-version":[{"id":5003,"href":"https:\/\/hindideep.org\/wp-json\/wp\/v2\/posts\/4895\/revisions\/5003"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hindideep.org\/wp-json\/wp\/v2\/media\/5002"}],"wp:attachment":[{"href":"https:\/\/hindideep.org\/wp-json\/wp\/v2\/media?parent=4895"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hindideep.org\/wp-json\/wp\/v2\/categories?post=4895"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hindideep.org\/wp-json\/wp\/v2\/tags?post=4895"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}